316 Group Logo
316 Group Logo

Innovate

Differentiate

Grow.

An interconnected group of businesses transforming how people move money, grow commerce, build technology and connect with the world.

The group at a glance

One ecosystem.
Many ways to grow.

We're business builders. Since our inception, 316 Group has been at the forefront of driving innovation and transformation across industries globally. Rooted in a heritage of thinking differently, we adopt a hands-on, technology-first approach that is grounded in practical solutions powering businesses to thrive in an ever evolving landscape.


04Core industry pillars
UKGroup base
EU + AFMarkets of focus
316One connected group
OUR CONNECTED ECOSYSTEM

FintecConnect

316 Startups

316 Money

316 Pay

316 Studio


Our Solutions

Flexible solutions for
every ambition.

Explore payments
Wallets
Transfers
Fx

Money that moves with you.

A connected financial ecosystem offering multi-currency digital wallets, local and international transfers, remittance, virtual cards and everyday money management tools, designed to make financial services more accessible for individuals across borders.

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Core Banking
API Powered
Fx

The infrastructure behind financial innovation.

Modular core banking, multi-currency accounts, ledger infrastructure, card issuing, treasury, payments and embedded finance, powered by developer-first APIs and customisable white-label experiences that enable financial institutions and fintechs to build, launch and scale faster.

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Collection
Payout
Agent

Business payments, made simpler.

An integrated payment ecosystem enabling businesses to collect payments online and in person, manage subscriptions, process payouts and streamline reconciliation, supported by a growing agent network connecting digital payments with everyday cash transactions in Europe and Africa.

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Sourcing
Marketplace
Fulfilment

Everything commerce needs to grow.

End-to-end retail and commerce solutions connecting product sourcing, inventory management, marketplace distribution, storage, fulfilment and retail trading, providing businesses with the infrastructure and opportunities they need to operate, expand and reach new markets.

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Media
Advertising
Studio

Make your brand and voice impossible to miss.

Integrated digital media and creative production solutions combining retail advertising, sponsored campaigns, content creation, podcast production and studio services to help brands connect with audiences, strengthen visibility and turn meaningful engagement into measurable commercial opportunities.

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AI
Cloud
Engineering

Build better digital futures.

Comprehensive digital transformation and technology advisory services spanning product discovery, software engineering, cloud infrastructure, DevOps, cybersecurity, managed IT and agentic AI, helping organisations modernise operations, accelerate innovation and build scalable, future-ready digital products.

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Industries

Building acrossthe industries that matter.

We provide purpose-built expertise across key industries, connected through the 316 ecosystem to drive innovation, empower businesses and unlock new opportunities for growth.
Fintech & Payments

Making everyday finance more connected.

Digital wallets, multi-currency accounts, international transfers, remittance, virtual cards and everyday financial services for individuals and businesses across borders.

Multi-currency wallets

Hold and manage supported currency balances.

Send & receive

Transfers, requests, bill splitting and remittance.

Everyday money tools

Virtual cards, statements and account experiences.

Retail & Commerce

Payments & Agents

Financial Technology

More connected ways to manage and move money.

316 Money

One account for the world

Experience a simpler way to manage everyday finances with 316 Money. From multi-currency wallets and seamless transfers to requesting funds, virtual cards and sending money across borders, our digital financial experience brings the tools you need together in one convenient place.

What's inside

316 Remit - Cross border transfers

316 Hotspots - Agent network for cash access

B2B Financial Infrastructure

The infrastructure
behind financial innovation

Meet FintecConnect by 316group

Build the next generation
of financial products

Experience a simpler way to manage everyday finances with 316 Money. From multi-currency wallets and seamless transfers to requesting funds, virtual cards and sending money across borders, our digital financial experience brings the tools you need together in one convenient place.

Ecosystem

Cards, payments, FX and treasury workflows

Developer-first APIs, connectors and compliance tooling

Access 50+ Connectors

Fintech Connect ships with pre-built connectors to the world's leading banking, payments, compliance, and crypto infrastructure providers.

Why 316 group

We empower businesses with technology, strategic expertise, and future-ready solutions

AES-256 Encryption

All data at rest is encrypted with AES-256. All data in transit is protected with TLS 1.3. Cryptographic keys are managed via HSM with automatic rotation.

MPC Crypto Custody

Digital assets are secured with Multi-Party Computation (MPC) technology. No single point of key compromise. Hot/cold storage tiering with institutional-grade custody controls.

Banking Rails

Continuous SIEM monitoring, automated vulnerability scanning, and a dedicated security operations centre (SOC) watching your platform around the clock.
Retail & Commerce

Creating more opportunities
for businesses to grow.

316 Startups & Marketplace

From sourcing to customers

Product sourcing, inventory management, marketplaces, storage, fulfilment and access to retail trading capital, providing end-to-end commerce infrastructure and opportunities for brands and businesses to grow, reach more customers and expand into new markets.

Ecosystem

Storage

Fulfilment By 316

316 Marketplace

Access to 316 trade retail trading capital

Media & Digital

Ideas, audiences and
technology brought together.

316 Studio

Giving brands a voice

Retail media, advertising, sponsored campaigns, content production and studio services, helping brands tell compelling stories, connect with the right audiences, strengthen visibility and turn engagement into measurable commercial opportunities.

Ecosystem

316 Connect — retail media and advertising

316 Studio Virtual Platform — Online studio platform for Podcasts, webinars, meeting and video content production

316 Studio Hubs — Physical studios for hire to create video content with access to post production teams.

Developer-first APIs, connectors and compliance tooling

Digital Advisory

Your partner in growth

We provide purpose-built technological expertise across key industries, connected through the 316 ecosystem to drive innovation, empower businesses and unlock new opportunities for growth.

Technology that moves
businesses forward

316 Group's Digital Advisory service helps businesses navigate the complexities of the digital economy. Whether you're scaling a startup, transforming your operations, or exploring new revenue streams by leveraging technology and AI, our experts provide the insights and direction to turn your vision into reality.


Why 316 group

We empower businesses with technology, strategic expertise, and future-ready solutions

Future proof

Built for Growth

From start-ups to enterprises, we provide the tools, strategy, and technology to help businesses scale, optimize, and thrive in the digital economy.
API First

API-First Approach

Our cloud-based, API-first infrastructures across our products and solutions ensure flexibility, security, and seamless integration, enabling businesses to innovate without limits.
People First

Powered by People

Technology drives us, but people define us. Our team of innovators, strategists, and industry experts is dedicated to building solutions that make a difference
Who we work with

Ideas, audiences and technology
brought together.

Across finance, commerce, media and technology, we work with organisations of different sizes to help turn ambitious ideas into practical solutions and lasting growth.

E-commerce & Retailers

From product sourcing and marketplace access to storage, fulfilment and payments, we connect the capabilities that help retailers operate and grow.

Payment Institutions & Merchants

We help payment providers and merchants simplify the way money moves. From collecting customer payments to managing settlements, payouts and reconciliation.

Fintechs & Digital Banks

Through FintecConnect and our wider technology ecosystem, we help financial innovators build the foundations for modern products.

Brands & Creators

From product sourcing and marketplace access to storage, fulfilment and payments, we connect the capabilities that help retailers operate and grow.

Enterprise Partners

From product sourcing and marketplace access to storage, fulfilment and payments, we connect the capabilities that help retailers operate and grow.

Government & Public Sector

Our technology and advisory capabilities can support public-sector organisations as they improve digital service delivery and modernise internal processes.

Startups & Growing SMEs

Our technology and advisory capabilities can support public-sector organisations as they improve digital service delivery and modernise internal processes.

What's happening
across the group.

From global organizations needing robust cross-border financial systems to individuals looking for seamless money management, 316 Group powers transformative financial technology.
Ready to grow?

Let's build what comes next, together.

Explore solutions, discuss partnerships or connect with one of our specialist businesses.